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Retirement calculator

Are you capturing your full 401(k) match?

Enter the matching formula from your plan and compare your current contribution percentage with the match cap.

Plan assumptions

$
%
%
% of salary

Results update automatically as you change your numbers.

Formula

Estimated employer match = salary × matched employee contribution percentage × employer match rate. The calculator caps the matched employee contribution at the percentage you enter as the plan's match cap.

Example: if a plan matches 100% of employee contributions up to 5% of salary, an employee contributing 2% is below the entered cap by 3 percentage points. Actual plan documents control.